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Michigan's No-fault Law


Types of car accidents

Personal Injury Law Firm Helping Grand Rapids Accident Victims 

Exploring your auto-accident options in a no-fault insurance state

When you or a loved one is injured in a car accident, paying medical bills and obtaining financial support are your main priorities. Michigan’s no-fault insurance scheme enables injured accident victims to quickly receive the financial benefits necessary to recover. But, if you are involved in an accident, it is important to understand your rights and the insurance company’s responsibilities. A personal injury attorney at Barrix Law Firm can help.

What is no-fault insurance and how do I know if I am covered under it?

No-fault insurance is a type of vehicle insurance that is required for all Michigan drivers. While there are different types of coverage available to drivers, with the most basic insurance plan, a number of expenses are covered in the event of an accident:

Medical expenses
Costs associated with rehabilitation

Lost wages
Damage to other people’s property

No-fault insurance provides for these benefits even if you caused the accident. There may be additional areas of coverage – for example, damage to your car –  if you have a more comprehensive coverage plan. If you are abiding by Michigan’s legal requirement that all drivers have insurance, you have no-fault insurance. Further, your no-fault insurance policy covers those family members who live with you.

What are the benefits of no-fault insurance? Do I have other options?

In Michigan, no-fault insurance is required for all drivers. You may not be issued a license plate without it. No-fault insurance is designed to save time and money in issuing claims after a car wreck, so that an injured individual does not have to wait to receive medical compensation from the at-fault party. Under no-fault insurance, regardless of who is at fault, your insurance company is there to issue payment. The major downside to the no-fault insurance plan is that Michigan citizens do not have the right to take the at-fault party to court, except in certain circumstances. Barrix Law Firm attorneys have more than 20 years' experience  handling these exceptions, and we can help you too.

Representing you through denied insurance claims

Michigan’s no-fault insurance generally does not cover damage to your car. Depending on your auto insurance plan, you may be able to receive an insurance payment for this damage, but your fault in the accident could come into play. Under Michigan law, if you are found more than 50 percent responsible for the accident, many insurance plans place the responsibility for repairing your car on you. With respect to injuries, it is your insurance that pays the medical benefits and lost wage costs after an accident, although the insurance company only does so to a certain extent. If you have been seriously injured in an accident, your benefits may not fully compensate you, and in these cases, it could be necessary to seek compensation from the other driver’s insurance company through a third-party claim. Our experienced and compassionate personal injury attorneys can walk you through this process and help you recover damages.

Contact us for skilled representation for a speedy recovery

If you have been injured, there are time limits within which you must make any necessary insurance claims. Our personal injury attorneys know these limits, and how best to ensure a complete and comprehensive recovery for your injuries and property damage. Call 616.456.1900 or contact us today for a free consultation. We offer flexible hours for appointments. Ask us about payment options. Our office is conveniently located by the Woodland Mall near 28th Street in Grand Rapids.

- See more at: http://www.barrixlaw.com/personal-injury/car-accidents/no-fault-insurance/#sthash.1pzyDpjv.dpuf

Personal Injury Lawyers Representing Grand Rapids Motorists

Attentive yet aggressive representation after a car accident

No two car accidents are the same. They can happen at various times and places and under almost any condition. Some car accidents leave you with injuries that heal over time, while others can result in a lifetime of medical and physical challenges. Vehicles involved in a trucking accident can face major catastrophic injuries and a separate set of legal concerns, having an experienced attorney at your side can mean a difference in a compensation settlement. In the worst-case scenario, you and your family may have lost a loved one. No matter what the circumstances of your accident, it is important that you contact an attorney to ensure full recovery of your medical and lost-wage expenses, and to hold the responsible person accountable. Our attentive and accessible attorneys are here for you and can walk you through your options after an accident.

Do most car accidents involve just two cars?

While car crashes involving two vehicles are common, there are other ways that car accidents occur:

Single-vehicle crashes ― Accidents do not necessarily involve two or more cars. In fact, of the approximately 284,000 crashes in Michigan in 2011, more than 107,300 of them involved only one vehicle. These single-vehicle crashes accounted for more than half of all fatal crashes. Weather, loss of vehicle control, driver distraction, and alcohol can all play a role in a crash, but whatever the reason, two cars do not need to be involved for a car accident to be severe.
Multi-vehicle crashes ― While major multi-car pileups are not an everyday occurrence — and tend to draw media attention when they happen — in fact, routine fender-benders and collisions can easily involve more than one vehicle. When this happens, sorting through issues of property damage and compensation for injuries can become very complicated, as each driver involved points to the liability of another.

Representing Grand Rapids families in wrongful death claims

In 2011, more than 800 Michigan citizens died in fatal car crashes. While the majority of car crashes do not end in this devastating manner, too many, unfortunately, do. This leaves hundreds of Michigan families trying to live with the memories of a lost loved one and account for the medical and other expenses accompanying the loss. In these situations, a wrongful death claim can hold the responsible party accountable. Even in nonfatal car accidents, debilitating injuries can change your life forever, leaving you unable to work and provide for your family. In these cases, you are facing a lifetime of medical costs and emotional losses as well. Regardless of the type or cause of a car accident, contacting an attorney can help you weigh your options. A Barrix Law Firm personal injury attorney can inform you of the legal options that are right for you.

Don’t wait to enforce your rights after a car accident

After an auto accident, life can change dramatically. Our personal injury attorney team can help you recoup compensation for your injuries or hold responsible parties accountable for the death of a loved one. Call 616.456.1900 or contact us for a free consultation. Ask us about our payment options. We offer flexible appointments to fit your schedule and our office is conveniently located next to Woodland Mall in Grand Rapids.



Grand Rapids, Michigan


2627 E Beltline SE Suite 110

Grand Rapids., MI 49546

 

Phone: 616.456.1900

Email: Barrixoffice@aol.com

Facebook: Facebook.com/BarrixLaw

 

Grand Haven, Michigan

510 Jackson St.

Grand Haven, MI 49417

 

Toll Free Number: 1-877-Hurt-313 (4878-313)

Barrix Law Firm